Thursday, July 23, 2009

Should we buy a house first???

So I finally got some kind of response out of Scott about our money situation. A few months ago I had an idea of buying a house first before we get married. First, to have a house to come to after we get married and two, for the 8,000 dollar tax credit to go towards the wedding that ends on December 31st of this year! Mainly for number two of coarse! I mentioned the house thing again the other night and he thought I had one good idea ( I always have good Ideas what is he talking about). The problem is when we looked into it months ago it was a no go of coarse ( nothing ever works out for Ashley does it!). If it was this time 3 years ago I was pre-qualified for a Mercedes for god sakes just by my credit score alone but, since then shopping, parties, and pleasure got the best of me...lol Needless to say my credit sucks and Scott's does even worse from money issues after his divorce a few years back. The situation is this he has the job that makes decent money and I just barely make the credit score. We are not married so it was a no go. In the next week I am going to try to figure this all out. The main goal is to try to fix Scotts credit and fast because all I can do is what I have been doing and pay my cards off slowly. Going through a program for me at this point would hurt me not help me.
Another idea like I said in previous blogs is for me to get a second job. After we go on vacation on Aug. 30th YaY! I will start applying immediately. After we set a date and of coarse pick a permanent venue ( I keep looking and changing my mind weekly at this point) we can set the actually budget. All I can say is if it's not the one I already posted then I will have a sell of all my belongings...lol...Just kidding!


Odds and end of the week....
Talked to that old friend I mentioned before about the photo, florist, dec, etc.... and she said just do some plain old research to find the right price for me. She didn't tell me anything top secret
just research them. All I can say is thanks to her with her kind words of encouragement. If it's in my budget she will definitely get an invite. Today I have started the wedding day essential search once again and this time with faith in myself I have found some good prices to start with!